Monday , October 18 2021

Summit Bank Careers- Relationship Managers

Job Description:

The AVP, Portfolio Manager will work with one or more assigned Loan Officers

  • (Relationship Managers) on a specific portfolio
  • providing high-level support services in the areas of credit analysis
  •  document review
  • loan accounting
  • and portfolio and relationship management.
  • Assumes responsibility and is accountable for adherence to Bank policies and procedures, as well as all applicable state and federal laws and banking regulations
  • Responsible for managerial
  • administrative
  • and supervision of Associate Business Client Advisors.

Job Responsibilities:

  • . Assists in the management of day-to-day details for large or complex relationships,maintaining contact with clients and resolving issues. Independently manages smallerclient relationships.
  •  Provide supervision and direction to Associate Business Client Advisors. Responsible for providing general directing in following areas coaching, counseling, approving time and attendance, and training to direct reports.
  • Provide overall responsibility for successful initiating, planning, designing, executing, monitoring and controlling closure of assigned bank projects.
  •  Actively participates in client meetings with loan officers or with borrowers individually
  • Develops relationship with borrowers establishing themselves as a primary point of contact for questions and issue resolution.
  • Performs comprehensive analysis of credit reports, business and personal tax returns, financial statements, cash flows, and pricing analysis. Independently researches and analyzes borrower, company and industry data.
  • Independently prepares complete written analyses of borrowers’ financial condition and presentation materials, demonstrating full understanding of analysis results and independently following up to obtain clarification when required.
  • Discusses and recommends pricing and loan structure to loan officer and/or client. Presents facts and offers creative solutions to meet the borrowing needs of our clients.
  • Independently works with attorneys and other financial or legal resources to obtain correct and accurate documents to fully protect the financial institutions interests in the credit relationship.
  • Completes and approves credits in conformance with Loan Policy and within authorized limits and with satisfactory turnaround times on all credit requests.
  • Independently reviews loan documents for accuracy, completeness, and adherence to approval conditions.

Job Requirements:

  • Provides excellent personal customer service to all internal and external clients.
  •  Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
  • Follows policies and procedures; completes administrative tasks correctly and on time contributes to the overall profitability of the Bank through cost controls and expense monitoring.
  •  Applies good judgment in decision making and sees beyond immediate assignments and acts on opportunities and problem areas.
  • Performs position safely, without endangering the health or safety to themselves or others and reports potentially unsafe conditions.
  •  Works according to established schedules, arriving on time and with a positive attitude.
  •  Supports the Bank’s goals and values; benefits the Bank through outside activities.
  • Any other duties as defined by management.

Qualification & Experience:

  • Bachelor degree in finance, accounting, business administration or related field equivalent combination of education and experience.
  • Work related experience should consist of finance, accounting or business management.
  • Educational experience, through in-house training sessions, formal school or related curriculum, should be applicable to finance, accounting or business.
  • Minimum of five (5) years experience in similar capacity.

Job Details:

Company: Summit Bank

Vacancy Type:  Full Time

Job Location: Karachi, Sindh

Application Deadline: N/A

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